Terms of Use and Privacy Policy

By using this website you are agree with Terms of Use and Privacy Policy statements.

Material Disclosure.
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,500. Not all lenders can provide up to $1,500 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.

Exclusions.
Residents of some provinces and territories may not be eligible for some or all short-term, small-dollar loans. The provinces and territories serviced by this website may change from time to time, without notice.

Credit Implications.
The operator of this website does not make any credit decisions. Independent, participating lenders that you may be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit.

Professional Advice.
Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans.

PRIVACY POLICY

This privacy policy intended to comply with the Federal Personal Information Protection and Electronic Documents Act (PIPEDA) and the Digital Privacy Act. It seeks to establish rules to govern the collection, use and disclosure of personal information by electronic means by private organizations. Its second primary objective is to acknowledge the validity and legality of electronic documents.

For more information about this policy go to http://www.priv.gc.ca or http://laws-lois.justice.gc.ca/eng/acts/P-8.6/index.html

Please take a moment to review the terms of our Privacy Policy. By using the Site and participating in the Service, you agree to accept the terms of our Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the Site or participate in the Service.

Your privacy is our concern.
We recognize the importance of safeguarding your personal information. We collect and retain information about you in order to communicate with you, to process your request for goods and services, as well as to inform you of other financial services that may be of interest to you. Except as explained here in our Privacy Policy, we do not sell nonpublic information about either current or prior customers, nor do we share this information with anyone other than our affiliates. The examples in this Privacy Policy are illustrative only and are not intended to be exclusive.

If you have questions or concerns regarding the Privacy Policy or any other aspect of this site, please contact us through our contact form.

This policy evolves with business factors, technology, etc. You should consult it each time you consider use of our service.

We are not lenders or financial institutions, and therefore do NOT make decisions regarding payday loans or cash advances. Completing the form does not guarantee approval of your loan. Your application is forwarded to one of our many service providers who will potentially provide you with a payday loan.

Who we are.
Company owns and operates this site located at ontariocash.ca, (“the site.”) Through this site, the company operates a customer database (“the service”), through which it collects, sorts and sells contact information to businesses on behalf of individual consumers who have shown an interest in applying for a business’ products or services and asked to be contacted by a representative of these products and services.

By providing information on this site, you acknowledge that they operate in the U.S. and agree to allow the company to use your information as necessary, including across international boundaries to procure goods and services as required by the application. Company uses third-party vendors, third-party affiliates, and a mixture of media advertisements to promote the site. Company also supplements our database by purchasing databases of consumers who have completed applications on websites other than the company’s. The persons in this database have affirmatively requested more information about products or services similar to those offered on company’s site.

Company also promotes its products and services via email or by telephone or mobile device to consumers who have requested that they be contacted either through our online application opt-in process via our site or through an opt-in process on one of our many vendor or affiliate sites. Consumers receive these promotions only as long as they wish. They may opt-out at any time by following the instructions in Opt-out section below.

Minors.
We do not knowingly target our services or collect information on persons under 18 years of age.

Information Collection and Storage.
The following is required information you must provide when applying for one of our products or services: name, city, state, address, postal code, social insurance number, work phone, home phone, e-mail address, house type, loan amount desired, place of employment, years employed, yearly income, loan desired, and best time to call.

Not all information asked for on our site is required when you fill out the application forms.

We do not store your information. It goes to the loan lenders via Affiliate Program T3Leads – https://t3leads.com/

Information Usage.
When you submit your application online you grant permission to be contacted by the loan lenders.

Your information will be shared with lenders who receive your application as well as affiliated third parties, as needed, to fulfill your loan request. These affiliated companies may also send you information about products and special offers that may be of interest to you.

We do not store your information. You submit application directly to the loan lenders via Affiliate Program T3Leads – https://t3leads.com/

Sharing and Selling Information.
We do not share, sell, lend or lease any of the personal or financial information with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

We may share your information where required or permitted by law or regulators.

Cookies.
In a manner similar to virtually all commercial or business websites, we use “Cookies” to store information. A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.

We use both session ID cookies and persistent cookies. We use session cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s help file.

We set a persistent cookie to store your passwords, so you don’t have to enter it more than once. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our site.

If you reject cookies, you may still use our site, but your ability to use some areas of our site will be limited.

Third Party Cookies.
The use of cookies by our tracking utility company is not covered by our privacy statement. We do not have access or control over these cookies. Our tracking utility company uses session ID
cookies to make it easier for you to navigate our site.

Security and fraud.
The site uses a variety of security technologies to protect your personal information. When information is transmitted over the internet, we protect through the use of encryption, such as
the SSL (Secure Socket Layer) protocol. No method of transmission over the internet, or mode of storage, is 100% secure. As a result, we cannot guarantee its 100% security.

Policy Changes.
From time to time the privacy policy is changed due to advancing technology, new laws, etc. You should always read the privacy policy of any site you visit, even if you have gone there before, just to make sure nothing has changed. We would not use your information in a manner that is not in accordance with this privacy policy.

If the manner in which your information is used is materially changed, every attempt would be made to reach you by email. A notice would also appear on the site.

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